Maximize your cash back by choosing how you earn rewards.

Earn 3% cash back in the category of your choice; 2% automatic cash back at grocery stores and wholesale clubs; and 1% unlimited cash back on all other purchases.Up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases

Apply now

This online offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Legal Notices

For information about the rates, fees, other costs and benefits associated with the use of this Rewards card, or to apply, click on APPLY NOW and refer to the disclosures accompanying the online credit application, or write to P.O. Box 15020, Wilmington, DE 19850.

† Bonus Cash Rewards Offer. You will qualify for $200 bonus cash rewards if you use your new credit card account to make any combination of purchase transactions totaling at least $1000 (exclusive of any fees, returns and adjustments) that post to your account within 90 days of the account open date. Cash Advances and Balance Transfers are not considered purchases and do not apply for purposes of this offer. Limit 1 bonus cash rewards offer per new account. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional bonus cash rewards offers can vary from this promotion and may not be substituted. Allow 8-12 weeks from qualifying for the bonus cash rewards to post to your rewards balance. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.

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UVA Credit Card Agreement

In accordance with federal regulations, the University of Virginia credit card agreement will be provided upon request. Written requests should be sent by email to pattidaves@virginia.edu or mailed to: University of Virginia Alumni Association; P.O. Box 400314, Charlottesville, VA 22904